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Privacy Policy

The Personal Data Protection Act 2010 regulates the processing of personal data by the data user in a commercial transaction and protects the interest of the data subject.

1. Introduction

The following statements explain the general terms of Persatuan Kredit Komuniti Bersatu Malaysia (PKKBM) regarding the collection and processing of your personal data by PKKBM. PKKBM is committed to the protection of your personal data and compliance of all applicable personal data protection laws and regulations in Malaysia

2. Your Consent

By providing user’s personal data to PKKBM, you have read and accepted the statements herein; and you have consented to the processing of user’s personal data by PKKBM in the manner set out herein. If you provide personal data of third parties to PKKBM, you warrant and represent to PKKBM that you have obtained the required consent of the third parties for the processing of the relevant personal data by PKKBM in the manner set out herein.

3. Notice and Choice Principle Statement

    3.1 PKKBM may be required to collect personal data from you during the course of your dealings with PKKBM or for the purpose of PKKBM’s business activities. Such personal data may include (but not limited to) name as per identity card, preferred name, identity/passport number, age, contact number, residential address, email address, birth date, gender, race, nationality, occupation, designation, bank account details, information of spouse/children such as name and birth date, information of your company such as name, registration number and address, information as to physical or mental health, political opinions, religious beliefs, or other beliefs of a similar nature, the commission or alleged commission of an offence and such other data necessary for the purposes which the personal data is collected.
    3.2 The personal data provided by you to PKKBM may be processed by PKKBM for the following purposes:
    1. to administer the business or contractual relationship between PKKBM and you and/or your company;
    2. to communicate with you and/or your company;
    3. to administer customer relationship management procedures;
    4. to provide you with information about the activities, products, services, events and programme that may be organized, managed, facilitated, provided, sponsored and/or participated by PKKBM;
    5. to provide you with information about the products, services, events and programmes offered by selected third parties that may interest you;
    6. to facilitate payment in connection with the business or contractual dealings between PKKBM and you and/or your company;
    7. to conduct research, study, assessment, survey and/or prepare reports/statistics for purpose of PKKBM's business activities;
    8. to respond to your enquiries;
    9. to comply with any legal or regulatory requirements applicable to PKKBM, and to make disclosure under the requirements of any law, regulation, direction, court order, by-law, guideline, circular or code applicable to PKKBM;
    10. for recruitment of employees;
    11. for PKKBM's internal record keeping; and/or
    12. other lawful business activities of PKKBM.
    3.3 The personal data provided by you to PKKBM may, if required, be disclosed to the following classes of third parties:
    1. PKKBM's subsidiaries within or outside Malaysia;
    2. PKKBM’s sub-contractors or third party service or product providers as may be determined by PKKBM to be necessary or appropriate;
    3. financial institutions for purposes of facilitating payments and/or maintaining financial records in connection with the business or contract relationship between PKKBM and you and/or your company;
    4. government agencies and selected parties within or outside Malaysia including strategic partners that work with PKKBM in connection with PKKBM's business activities or any event or programme;
    5. agents, contractors, auditors, consultants, accountants, insurers, lawyers or other financial or professional advisers of PKKBM;
    6. regulatory bodies, government bodies or other authorities if required or authorized to do so to discharge any regulatory function under any law or in relation to any order or judgment of a court;
    7. any person to whom PKKBM is compelled or required to do so under the law; and/or
    8. our shareholders.
    3.4 Generally, the personal data processed by PKKBM is collected from you or provided by a third party to PKKBM for the aforesaid purposes.
    3.5 Please note that your personal data is necessary for PKKBM to carry out the aforesaid purposes. The failure to supply such personal data will or may:
    1. result in PKKBM being unable to administer the business or contractual relationship between PKKBM and you and/or your company;
    2. result in PKKBM being unable to provide you with information about the activities, products, services, events, and programmes organized, managed, facilitated, provided, sponsored and/or participated by PKKBM; and/or
    3. result in PKKBM being unable to provide you with information about the products, services, events, and programmes offered by selected third parties which may interest you.
    3.6 You have a right to request for access to and for correction of your personal data. You may also choose to limit the processing of your personal data. If you would like to make any of such requests, kindly submit your request in writing to PKKBM at the postal/email address specified in paragraph 6 below. We may charge you an administration fee for such request. If you have any inquiries or complaints in respect of the personal data, kindly communicate to PKKBM in writing at the postal/email address specified in paragraph 7 below.

4. Security of Your Personal Data

PKKBM has implemented security policies and technical measures to protect your personal data in accordance with such requirements of the applicable personal data protection laws and regulations. Where we consider it necessary or appropriate for the purpose of data storage or processing, we may transfer the personal data to a third party service or product providers within or outside Malaysia, under similar level of security measures.

5. Changes To This Statement

This statement may be revised and updated from time to time. PKKBM recommends that you visit this webpage to review the most updated version of this statement each time you provide your personal data to PKKBM.

6. Discrepancies

In case of discrepancies between English and Malay version of this statement, the English version shall prevail.

7. Contact Us

If you have any questions about this statement, you may contact PKKBM at:-
Persatuan Kredit Komuniti Bersatu Malaysia Sdn. Bhd. Icon City, Gourmet Street, 2 nd Floor, Unit P-2-16, Jalan SS8/39, Sungai Way, 47300 Petaling Jaya, Selangor D.E.
Emel: [email protected]
No. Telefon: 013-215 1113

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